Recently, I spent an hour dealing with one of the companies that provides credit score histories. I didn’t have a problem.  I was trying to prevent one after the business was hacked.  I’m not clear how these enterprises came into existence, or why they’re allowed to  track my

Knowing the difference between good and bad debt can have a major impact on a person’s financial health. So writes Ben Steverman of Bloomber.com (Excerpted in The Week, August 14, 2015, pg. 33) Bad debt is credit card debt which imposes a higher interest rate than other types of loa